I'm 27 years old and me and my husband have been trying to have a baby for three years now. I would really like a newborn baby, but I'm only able to pay $2,000. Is there any place that can assist us? We can take care of a child with no problem. We are in the process of getting a home as well. My husband has daughter and a son that we love dearly, but I'm missing having my own child. Please contact me with some information.

Unfortunately, adoption can be expensive. It is possible to adopt a child through the foster care system at little to no cost. Most of these children are older as they are often removed from their homes due to abuse and/or neglect.

There is financial help for families who need it to adopt. This can come in the form of loans to be repaid, or in grants that are awarded to families based on different criteria. Here is link to a list of these organizations and programs: http://www.adoptionhelp.org/financial-aid

In addition, there is a federal adoption tax credit, which is $13,170 in 2012. There is information about the adoption tax credit on the link I listed above.